AML / KYC Policy

Effective Date: August 18, 2025

Objective: To prevent misuse of EGPAY for money laundering, fraud, or terrorism financing.

Process:

• KYC verification using Aadhaar, PAN, Passport, or Voter ID.
• Continuous monitoring of transactions.
• Suspicious activities reported to FIU-IND.
• Records maintained securely for 5 years.
• High-risk users undergo enhanced due diligence.

Compliance Officer: egpay.xyz@gmail.com